About

Mortgage Home Loan Calculator is an independent Australian website with one job: give home buyers and borrowers accurate numbers, quickly, without asking for their details.

What we do

We build free calculators for the questions people ask most when buying or paying off a home: what the repayments will be, how much they can borrow, how much stamp duty they will pay, and how much cash they need upfront. Each calculator comes with a plain-English explanation and worked examples.

How we keep figures current

• Rate assumptions are reviewed after every Reserve Bank decision.
• Stamp duty schedules are checked against each state and territory revenue office after every budget and on 1 July each year.
• Tax and lending settings come from the ATO and APRA.
• Every method is published in full on our how we calculate page.

Our sister sites

We also run homeloaninterestrates.au, which compares current home loan rates, and rentalyieldcalculator.com.au for property investors.

How the site is funded

The calculators are free to use. We may earn revenue from advertising or from referral partners such as lenders and brokers. Where a page includes a paid placement or referral link, we will say so. Commercial arrangements never change how a calculator works or the figures it shows.

What we are not

We are not a lender, mortgage broker or financial adviser, and we do not provide credit assistance. Our content is general information. Before you make a decision, speak with a licensed mortgage broker, lender or financial adviser who can look at your full situation.

Questions or corrections? Get in touch.